Is Relai App a Good Way to Invest?

After spending quality time with the app — creating an account, testing purchases, setting up recurring buys and reading Relai’s own documentation and pricing policies — here’s my honest take on whether Relai App is a good way to invest and what you need to know before you commit real money.

What Exactly is Relai App?

Relai is a mobile app that lets you buy and sell Bitcoin (BTC) easily from your smartphone. Unlike many crypto exchanges that offer dozens (or hundreds) of coins, Relai focuses solely on Bitcoin — no altcoins, no NFTs, and no complicated trading charts.

This makes it distinctly simple. The Bitcoin you buy ends up in a self-custody wallet generated on your device — meaning you control your private keys, not Relai. That’s a big point for Bitcoin purists and people who want real ownership of their BTC.

Getting Started: What You Need to Use Relai

One of the first practical details I looked into was the requirements to use the Relai app. In most countries where it’s available (primarily Europe), the app is straightforward to install on iOS or Android.

You must be at least 18 years old, and there’s an identity verification requirement — which is now standard with most financial services for regulatory compliance.

Check My full Relai App Review

Relai doesn’t require a complicated login or account setup the way big exchanges do. You simply download the app, verify your identity, link a payment method, and you’re good to go. I found this process faster and less intrusive compared to many competitors.

The Real Question: What’s the Minimum to Invest?

During my testing, one of the first questions was, “What’s the least amount I can invest?”

According to Relai’s pricing and terms:

You can start buying Bitcoin from as little as €50 or 50 CHF per transaction. This is the minimum amount you can send to make a purchase in the app.

That’s refreshingly low compared to some platforms that require larger minimum deposits, and it makes Relai appealing to beginners or people who want to invest small, regular amounts using a Dollar-Cost Averaging (DCA) strategy.

My Experience with Fees — The Real Cost of Investing

Fees are often the unseen factor that erodes returns over time, especially for long-term investors. Relai’s fee structure is advertised as transparent and simple, and from my experience using the app, there are a few key points to understand:

Standard Relai fees are around 1% per Bitcoin transaction. But if you use a referral code, that drops to 0.9% — and you can get one free monthly purchase up to €100 or 100 CHF with zero fees when done as part of an auto-invest plan.

Sounds great, right? Yes — but it’s essential to understand what this really means:

When you buy Bitcoin in Relai, Relai covers the Bitcoin network fees (the fees paid to miners to include your transaction in the blockchain). When you later send or sell your Bitcoin, you pay the network fee yourself — and that can vary depending on how busy the Bitcoin network is.

Also, using credit cards, Apple Pay or Google Pay adds about 3% extra on top of the base fee — so I recommend bank transfers for most buys if cost is important to you.

In my honest opinion, the fee structure isn’t the absolute cheapest out there — some exchanges offer lower trading fees — but the simplicity and self-custody wallet feature make Relai worth considering for long-term Bitcoin holders.

My Personal Testing: Buying Bitcoin on Relai

The first time I used Relai to buy Bitcoin, I chose to set up a monthly automatic investment plan. The interface guided me gently through entering my bank details, choosing an amount (just €50 to start) and confirming the purchase. It felt intuitive and reassuring — especially compared to jumping into charts and order books on other exchanges.

After a few days, the Bitcoin I bought showed up in my wallet — and yes, that wallet was generated locally and only accessible via my recovery phrase. That feeling of real control was something I appreciated.

The auto-invest feature, which allows you to schedule weekly or monthly purchases, made it feel more like a savings app than a trading platform, which suits people who “buy and hold” Bitcoin as part of their financial strategy.

Pros I Loved

Relai’s biggest strengths came through in everyday use:

First, it was hands-down one of the easiest apps to navigate. I didn’t feel overwhelmed by features I didn’t need. Second, the focus on Bitcoin only made it clear what the app was for. Third, the wallet is self-custodial, so you truly own your Bitcoin, which I think matters. And the low minimum investment makes it accessible to anyone. Many users also praise its user experience and customer support.

Challenges and Drawbacks I Noticed

No platform is perfect. There were a few things that made me cautious:

If you’re someone who wants to trade multiple cryptocurrencies or access advanced trading tools, Relai isn’t for you — it’s Bitcoin only.

Some users have reported occasional hiccups with customer support or verification delays — not unusual in finance apps, but worth knowing.

And while the app feels very friendly for beginners, the “zero fees” promotion applies only up to €100 per month — and some people could interpret that too simplistically (you still might face spreads or external fees in certain buying conditions).

Who Should Use Relai?

In my view, Relai is best for:

• Long-term Bitcoin investors who want to stack sats simply and securely without trading noise.
• People who are new to crypto and want a gentle introduction.
• Savers who prefer recurring DCA plans over one-off purchases.
• Users who want self-custody and control of their private keys.

If you’re a day trader, chase quick gains, or want altcoins and margin trading — this app isn’t designed for you.

Final Thoughts: Is Relai a Good Investment Tool?

After using Relai myself, I can say it’s a very solid option for investing in Bitcoin, especially if you value simplicity and ownership. The app makes Bitcoin investing accessible even with small amounts and gives you direct control over your coins.

It’s not the cheapest platform in the world, and it doesn’t replace exchanges for active traders — but for most everyday investors looking to build a Bitcoin position over time, I found it trustworthy, intuitive, and genuinely useful.

If you’re ready to start investing in Bitcoin with as little as €50 or CHF 50, and want an app that makes the process easy and secure — Relai deserves a spot on your shortlist.

Hope this helps you decide!